I started in this business in 1996 as a bilingual loan officer at Wells Fargo, originating mortgages while finishing my accounting degree at ASU. After graduating, I went to work as an auditor at Ernst & Young, but I never stopped doing loans on the side. When my wife stepped back from her career to care for our second child, I made the decision to leave public accounting behind and commit to mortgage lending full time. I’ve never looked back.
Over the past 25 years I’ve built and led high-producing origination teams, managed branch offices, and in 2020 reopened Lender Express as an independent brokerage. Going back to the broker model was a deliberate choice. It means I’m not tied to any single lender’s products or pricing. I shop your loan across dozens of lenders and bring you the best options, not just the one I happen to carry.
Along the way I’ve taught pre-licensing and continuing education courses for mortgage and real estate professionals as a licensed instructor, and spoken at national mortgage technology conferences. That depth of experience shapes how I approach every loan.
I work most often with first-time buyers, families with limited down payment, self-employed borrowers, real estate investors, and Spanish-speaking clients who want to work through the process in their first language. My job is to spot the obstacles before they become your problems and to make sure the day you get your keys feels like exactly what it should: a good day.
I’m married with three daughters and a granddaughter. On weekends you’ll usually find me at a volleyball game.