Get Ready to Close

It’s just about time to close, and you’re probably feeling a little antsy. That’s normal! We’re busy working behind the scenes to make sure everything goes off without a hitch. There are a few ways you can help us out.

 

Home Insurance

 

You’ll need to provide proof of home insurance before you can close on your new home. We recommend calling around to make sure you’re getting the best rate and coverage level possible.

 

Submit Final Documents

 

You’ll likely need to provide a few final financial documents before we can close on your loan (depending on the time since your initial application).

 

Final Closing Disclosure

 

A few days before you close on your loan, you’ll receive your final closing disclosure documents to sign. These documents lay out the final terms of your loan, including down payment, interest rate, total cost of the loan, and more.

You’ve done it! Next up, it’s closing day.

Interest Rates, APR’s & programs are illustrations subject to change at any time. These do not constitute a ‘Loan or Good Faith Estimate’ for payments and closing costs. Not all applicants will qualify. APR may vary by product type. Consumer is not obligated to use any party mentioned. Lender Express Mortgage is not affiliated with FHA, VA, USDA or the Federal Government. Lender Express Mortgage, LLC supports Equal Housing Opportunity (www.nmlsconsumeraccess.org) | (888) 286-0367 | 2500 S Power Rd Bldg 9 Ste 133, Mesa, AZ 85209. Regulated by the AZ Department of Financial Institutions. Arizona License #MB-1008082, CA #60DBO-140688, CO #MB-1963444, FL #MBR4665, IA #1963444, OR #1963444, PA #79751, TX #1963444. Figure: 7 tac § 80.200(b) consumer wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department website at www.Sml.Texas.Gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.Sml.Texas.Gov. Above information and content is accurate as of 6/22.