J CARNES

Torin Palmer

Morgan Hagaman

Lucas Trotter

Jer Cox

Ashley Ragan

Yanaiz Sotelo

I’ve spent 15 years in the mortgage industry. That experience covers a wide range of loan products and every kind of market.   I joined the mortgage business because I love helping people reach major life goals. Buying a home is one of the biggest financial decisions a family makes. I want that process to feel… Continue reading Yanaiz Sotelo

Terri Nettles

I am a licensed loan officer specializing in Reverse Mortgages, also known as the Home Equity Conversion Mortgage, or HECM. I have spent 27 years in the mortgage business and I have built my career around one belief: when seniors are educated about their options, they make better decisions.   I am an ardent advocate… Continue reading Terri Nettles

Steven Lines

I started in this business in 1996 as a bilingual loan officer at Wells Fargo, originating mortgages while finishing my accounting degree at ASU. After graduating, I went to work as an auditor at Ernst & Young, but I never stopped doing loans on the side. When my wife stepped back from her career to… Continue reading Steven Lines

Shane Hollenback

I started in the mortgage business in 2000 as an assistant to my mom, who was a mortgage professional. She believed in the “sink or swim” method. That forced me to figure things out on my own. I spent hours researching guidelines and untangling complicated loan issues. It gave me a strong foundation in the… Continue reading Shane Hollenback

Interest Rates, APR’s & programs are illustrations subject to change at any time. These do not constitute a ‘Loan or Good Faith Estimate’ for payments and closing costs. Not all applicants will qualify. APR may vary by product type. Consumer is not obligated to use any party mentioned. Lender Express Mortgage is not affiliated with FHA, VA, USDA or the Federal Government. Lender Express Mortgage, LLC supports Equal Housing Opportunity (www.nmlsconsumeraccess.org) | (888) 286-0367 | 2500 S Power Rd Bldg 9 Ste 133, Mesa, AZ 85209. Regulated by the AZ Department of Financial Institutions. Arizona License #MB-1008082, CA #60DBO-140688, CO #MB-1963444, FL #MBR4665, IA #1963444, OR #1963444, PA #79751, TX #1963444. Figure: 7 tac § 80.200(b) consumer wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department website at www.Sml.Texas.Gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.Sml.Texas.Gov. Above information and content is accurate as of 6/22.